With a Personal Cure and Pay agreement legal fees do not have to be paid if the case is lost. This is similar to a ‘No Cure No Pay’ agreement. If the liable insurance company pays all of our legal fees you also don’t have to pay us. When we could possibly charge you will be explained further below.
If we cannot successfully obtain compensation, you don’t owe us anything. If at any moment we have to conclude that it is impossible to have liability acknowledged in your case we will not send you an invoice. That is the risk our firm takes.
We like full transparency and clear agreements. No unpleasant surprises in hindsight. It almost speaks for itself that we confirm the agreements in a written contract in comprehensible language. This is called the claims settlement contract. This way we both know what we can expect from each other.
We pre-finance not only our costs but also the costs of third parties that we engage, like a medical advisor or a lawyer (if we proceed to prosecute in your case). If we get liability acknowledged, for which we shall do our utmost to achieve, we can claim our legal fees from the liable insurance company. This means you will not have to pay us anything. Only if we cannot claim the full amount of our costs, the part that is not paid for by the insurance company will be charged to you. We limit these costs to a maximum of 15% (excluding VAT) of the compensation you will receive. This is also the case if our costs are higher than that amount. For example this could be the case when we have to take your case to court and our costs are only partially (or in case we lose: not at all) covered.
At the end of your personal injury case we will know if the insurance company will cover all of our costs. Of course we will inform you about this. By then we will also know the amount you will receive as compensation. If a part of our costs is not covered, we will deduct our costs from the final compensation you will receive. As stated above: only up to 15% (excluding VAT) of the total compensation. We will never send you an invoice while still working on your case for the costs our firm or third parties have to make. We pre-finance all costs, also when we decide together to take your case to court.
Our firm offers No Cure No Pay and Personal Cure and Pay agreements when those agreements are in the interest of the victim. Besides that, with these agreements we can achieve results that other firms can’t or won’t achieve because they don’t want or dare to take such financial risk. If we are convinced that we can achieve a good result we are willing to carry the financial risk based on these agreements. Usually the victim is unable to make these costs themselves. In the past we have successfully brought cases to court and were able to have fundamental discussions with insurance companies. We even took some cases all the way to the Supreme Court.
When at some point an insurance company is not willing to cover the legal fees anymore a lot of personal injury professionals will either throw in the towel or either steer towards a pragmatic settlement of the personal injury case. However, if we are convinced that we can achieve a good result we persevere. No Cure No Pay and Personal Cure and Pay agreements make this possible. Where other personal injury firms quit, Van Dort continues.
